Payment Solutions That Put More Back Into Your Business
Secure, fast, and flexible payment processing designed to reduce your costs and simplify your operations. Get the enterprise-level tools and dedicated support you need to thrive.
A Complete Toolkit for Modern Business
Secure End-to-End Processing
Protect your business and your customers with advanced security, including EMV, tokenization, and end-to-end encryption on every transaction.
Fast & Flexible Funding
Get your money faster with next-day and same-day funding options, featuring late cut-off times to include more of your daily sales.
Powerful Business Tools
Manage your entire operation from our modern merchant portal, featuring a free virtual terminal, invoicing, recurring billing, and robust dispute management tools.
Rapid Paperless Onboarding
Get started in minutes with our fast, automated approval process. Our simple, paperless signup means you can start accepting payments sooner.
Advanced B2B Support
Dramatically lower your costs on corporate and purchasing card transactions with our full support for Level II and Level III processing data.
24/7 Expert Support
Get help when you need it. Our dedicated team of payment experts is available around the clock to ensure your business always runs smoothly.
How It Works
Step 1
Complete our quick, paperless signup to get a fast, automated approval.
Step 2
Configure your equipment or POS and start accepting payments in-store, online, or on the go.
Step 3
Track all your sales, invoices, and deposits in your secure, modern merchant portal.
Step 4
Benefit from fast funding cycles and our dedicated, ongoing support team.
Why We’re Different
We believe every business deserves transparent pricing and enterprise-level features without the enterprise price tag.
| Feature | Typical Providers | Critical BS Payment Solutions |
|---|---|---|
| Gateway Fees | Often hidden or extra monthly charges | Included with your account |
| Funding Speed | Standard next-day with early cut-offs | Next-day and same-day options with late cut-offs |
| Virtual Terminal | Basic features or an extra monthly fee | Free, full-featured virtual terminal included |
| Level II / III Support | Often not supported or requires complex setup | Full support to help you lower B2B fees |
| Dispute Tools | Clunky, manual processes | Robust, modern tools for easy chargeback management |
| Onboarding Speed | Slow, paper-based applications | Fast, automated, and entirely paperless |
| Support Hours | Limited to standard business hours | 24/7 access to live, expert support |
| Pricing Transparency | Confusing statements with hidden fees | Clear, easy-to-understand pricing and reporting |
The Right Hardware for Any Business
We provide a full range of modern, secure devices to fit your specific needs, from the counter to the field.
- Smart Countertop Terminals: All-in-one devices with built-in printers, barcode scanners, and customer-facing displays.
- Handheld & Mobile Terminals: Accept payments anywhere with our powerful, portable smart terminals.
- PIN Pads & Card Readers: Simple, secure options for connecting to your existing point-of-sale system.
- All-in-One POS Systems: Complete hardware and software solutions to manage your entire business.
- Virtual Terminal: Turn any computer into a secure payment terminal with no extra hardware needed.
See Exactly How Much You Can Save
Stop guessing what you’re paying in fees. Submit your current processing statement and we’ll provide a free, no-obligation, side-by-side analysis showing your potential savings with our transparent pricing.
We can analyze a statement from any current provider (including Square, Stripe, Shopify, and more). Let us show you the real numbers.
Frequently Asked Questions
How fast are deposits and funding?
We offer both next-day and same-day funding options. Our standard next-day funding has a late cut-off time, which means more of your sales from today are in your bank account tomorrow morning. We work with you to establish a funding schedule that meets your business’s cash flow needs.
Is there a separate gateway fee?
No. We believe in transparent, simple pricing. Our solutions include full gateway access and functionality without the hidden monthly fees or per-transaction gateway charges that many other providers add to your bill.
Do you support Level II / Level III data?
Yes, absolutely. Our systems are fully equipped to process Level II and Level III data for business-to-business (B2B) and business-to-government (B2G) transactions. Providing this enhanced data can significantly lower your interchange costs on corporate and purchasing cards, and our platform makes it easy to manage.
What equipment and POS options are available?
We offer a complete range of modern, secure hardware, from simple mobile card readers to smart countertop terminals and full-featured point-of-sale systems. During your consultation, we’ll help you select the perfect hardware that fits your business type and budget, including options for free equipment placement.
How does recurring billing and invoicing work?
Our secure merchant portal, Payments Hub, includes a powerful suite of tools for billing. You can easily create and send professional invoices, set up automated recurring billing schedules for subscription-based services, and securely store customer payment information (Cards on File) for future use.
What about chargebacks and disputes?
Our merchant portal provides robust tools to help you manage and respond to chargebacks and disputes effectively. You can view all dispute information, upload supporting documentation, and track the status of your case, all from one central dashboard to help you protect your revenue.
Is onboarding really paperless and fast?
Yes. Our entire application process is digital. In most cases, businesses can complete the quick online application and receive an automated approval within minutes, allowing you to get set up and start processing payments much faster than with traditional, paper-based systems.
What security standards do you follow?
Security is our top priority. Our processing solutions are fully PCI-compliant and utilize advanced security features like end-to-end encryption and tokenization. This ensures that sensitive cardholder data is protected from the moment of transaction all the way through the payment network, reducing your risk and liability.
Critical Business Solutions
Comprehensive solutions for business formation, growth, and protection. We help you build a lasting legacy.
Services
Contact
2000 Duke St FL3
Alexandria, VA 22314
Phone: (227) 228-3737
Email: info@criticalbs.com
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