HomePayment SolutionsSwitch from Shopify
Critical BS vs. Shopify
Switch from Shopify: Personalized Rates for Your Industry
Lower your payment costs without sacrificing convenience. We beat Shopify’s processing rates, re‑evaluate your rates faster, offer next‑day and same‑day funding, and include our Payments Hub with virtual terminal and invoicing. Plus, our free equipment placement program gets you the latest smart terminals.
The problem
Why Switch from Shopify
- Shopify charges 2.6% + 10¢ for in‑person transactions and 2.9% + 30¢ online, plus monthly subscription and add‑on fees.
- Additional surcharges apply when using non‑Shopify payment gateways.
- Hardware costs extra; no free placement program.
- Rate changes require contacting support and may take months.
- Limited next‑day funding and no same‑day funding for smaller merchants.
Savings estimator
See what you’d keep each month
Move the sliders to estimate your monthly savings versus Shopify. We compare Shopify’s typical 2.6% + 10¢ rate to our flat rate. For a custom mix or volume bracket, please upload statements.
Estimates are for merchants with verifiable history/volume. Final pricing is determined after underwriting. Starter-rate path available without uploads.
Three ways to pay less
Your Personalized Offers
Flat Rate
2.40% + 8¢
Perfect for merchants processing up to $30k/month, beating Shopify’s 2.6% + 10¢ while leaving you predictable costs.
Tiered
2.35% / 2.55% / 3.55% + 8¢
Qualified, mid‑qualified and non‑qualified tiers reward debit and standard credit cards while protecting margin.
Interchange‑Plus
+0.35% + 7¢
Pay the real interchange plus a small markup. Best for omni‑channel businesses and larger volumes.
Upload statements for custom pricing; starter rates are available without history.
Free Equipment Placement
Find your setup in two taps
Critical BS Inc. supplies modern payment devices at no cost to you through our Free Equipment Placement program. Choose the combination that matches your transaction volume.
See the full device guide
All devices support EMV, NFC and magstripe payments, and tie into our Payments Hub with virtual terminal, invoicing, reporting, dispute management, tokenization and next‑day/same‑day funding.
| Monthly Transactions | Use Case | Suggested Equipment |
|---|---|---|
| ≤ 1,000 | Small boutique, stylist, solo operator | 1 Smart Terminal Mini or Smart Keypad; optional handheld for curbside pickup |
| 1,000–3,000 | Café, retail shop, bar | 1 Countertop terminal + PIN pad (Desk/3500 + PIN) and 1–2 handhelds (A77) |
| 3,000–8,000 | Restaurant, grocery, busy salon | Smart POS+ (E700) plus Desk/3500 and PIN pad, with 2 handhelds for table‑side or line busting |
| 8,000+ | Multi‑lane grocery or large retailer | Multi‑lane Smart POS+ with PIN pads at each lane and handhelds for mobility |
All shown devices are included in Critical BS Inc. Free Equipment Placement (program terms apply).
Apply now
Choose your application path
Ready to switch? Choose the path that suits you. Our team will review and get back to you quickly.
- Custom pricing: upload three months of statements for your best offer.
- Get Started Right Away (No History / No Paperwork): don’t have statements? No problem. Start processing with our 2.55% + 10¢ starter rate. When you’re ready, upload statements to unlock even lower custom rates.
What happens next
- A short application: your business, your volume, your devices
- Owner identity and bank-account details are collected after we make contact, never on a web form
- We review and get back to you quickly
Straight answers
FAQ
How fast do you re‑evaluate my rate?
When do I receive funding?
How soon will I get my devices?
Do I need to upload statements?
Estimates are for informational purposes only and reflect assumptions about volume, average ticket and card mix. Final pricing follows underwriting and verification of processing history or bank‑verified deposits. All recommended hardware is offered through Critical BS Inc. Free Equipment Placement; program terms apply.