Apply to accept payments
Apply Now: Lower Your Processing Costs & Get the Right Equipment
Pick a path: Starter Flat Rate (no statements) or Custom Pricing (upload 3 months of statements). Paperless signup. Next-day funding options (eligibility applies).
Starter Flat Rate: Dynamic Estimate
From 2.49% + 10¢ for card-present at ~$10k/mo volume.* Exact offer varies by industry, card mix, and underwriting.
*We keep our most aggressive rates private. Upload statements to receive your best custom quote.
Custom Pricing
We tailor flat, tiered, or interchange-plus based on your statements. Most merchants beat our starter rate after review.
Included Tools
- Payments Hub: virtual terminal, invoicing, recurring, disputes
- Next-day / same-day funding options
- Free equipment placement (terms apply)
About five minutes
Your Application
Starter = fewer fields. Custom = upload statements for your best offer. Owner/banking are collected after we make contact.
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Why Businesses Switch to Critical BS
- Competitive, customized pricing: upload statements for our best offers
- Fast, paperless approval plus next-day and same-day funding options
- Free equipment placement and a powerful Payments Hub