Apply Now — Lower Your Processing Costs & Get the Right Equipment
Pick a path: Starter Flat Rate (no statements) or Custom Pricing (upload 3 months of statements). Paperless signup. Next-day funding options (eligibility applies).
Starter Flat Rate — Dynamic Estimate
From 2.49% + 10¢ for card-present at ~$10k/mo volume.* Exact offer varies by industry, card mix, and underwriting.
*We keep our most aggressive rates private. Upload statements to receive your best custom quote.
Custom Pricing
We tailor flat, tiered, or interchange-plus based on your statements. Most merchants beat our starter rate after review.
Included Tools
- Payments Hub: virtual terminal, invoicing, recurring, disputes
- Next-day / same-day funding options
- Free equipment placement (terms apply)
Your Application
Starter = fewer fields. Custom = upload statements for your best offer. Owner/banking are collected after we make contact.
By submitting, you consent to contact and to processing your data per our Privacy Policy. Devices are provided under the Free Equipment Placement program; return required if service ends.
Why Businesses Switch to Critical BS
- Competitive, customized pricing—upload statements for our best offers
- Fast, paperless approval plus next-day and same-day funding options
- Free equipment placement and a powerful Payments Hub